Terms of "Invite a Friend" bonus program

StreamForex offers an unlimited number of its clients to take part in the "Invite a Friend" bonus program. Participation in the "Invite a Friend" bonus program confirms the fact of consent and full acceptance of all clauses of these Regulations.

1. Terminology

1.1. Agent - a registered client of StreamForex, who invites a Friend.

1.2. Friend - a new client of the company who is invited by the Agent.

2. Terms of the Program

2.1. Each client of the company can invite a Friend.

2.2. You can invite a Friend by sending a message (e-mail, SMS or a special link), through the " Invite a Friend" section in the Trader's Personal Account.

2.3. The Agent can send no more than 20 invitations and no more than 2 invitations to one Friend within 24 hours.

2.4. The friend must be a new customer of the company. It is forbidden to invite registered customers.

2.5. Both the Agent and the Friend receive a reward after registering and replenishing the trading account by the invited Friend.

2.6. A client who has family ties with the Agent can’t be a friend.

3. Reward

3.1. Friend

3.1.1. friend receives a bonus +15% of the amount of all deposits in his trading account within 30 days from the date of the first deposit. The reward is not applied when making a deposit to the "Vault".

3.1.2. Transfer of funds from account to account is not considered a deposit.

3.1.3. The reward is credited to the trading account in the "Credit" column and is initially unavailable for withdrawal, but at the same time fully participates in maintaining free funds and the margin level, including in the event of a drawdown (the Stop out level on the account does not change, but still corresponds to the level, declared in the section "Specification of trading instruments" on the Company's website).

3.1.4. If the Friend has several accounts, the accrual of reward will be made only to the one to which the deposit has been made.

3.1.5. The reward can be worked out and transferred to the "Balance" column. In order to transfer reward from credit funds to the "Balance", you need to make transactions with a total volume (lots) of at least 10% of the amount of the accrued interest within 90 days from the date of the first deposit.

Example: A friend deposited $100 in a trading account and received a reward of $15. After 20 days, I made a deposit of $50 and received $7.5. In order to transfer $22.5 of credit funds to the "Balance" column, he needs to conduct transactions with a total volume of 2.25 lots within 90 days from the date of the first deposit.

To transfer the reward from credit funds to "Balance", you must send a request to [email protected]. In the email, indicate the number of the trading account to which the reward was accrued.

3.1.6. The reward is debited in full:

upon the expiration of 90 days from the moment the first reward was credited, if it has not been worked out.

in case of transferring funds to another trading account, or to a vault from an account that has a reward.

in case of confirmation of the request for withdrawal of funds (from an account that has a reward) with a code from an SMS message. 

in the case when the account balance becomes negative and there are no open positions.

when the condition for the transfer of reward to the column "Balance" is met.

3.1.7. The maximum amount of reward in total for all deposits can’t be more than $500.

3.2. Agent

3.2.1. The Agent receives a reward from the Friend's trading volume: $20 for each closed full (1.0) lot, but not more than 10% of the sum of all deposits of the Friend's trading account within 30 days from the date of the first deposit.

3.2.2. The Agent receives a reward from the Friend's trading volume within 90 days from the date of the first deposit of the Friend's account.

3.2.3. The maximum amount of the Agent's reward from each Friend can’t be more than $500.

3.2.4. The Agent receives an additional amount of reward in the amount of +10% if the amount of the first deposit of the Friend is more than or equal to $100. Additional reward does not reduce the maximum amount of reward (clause 3.2.3) from this Friend.

3.2.5. All rewards to the Agent is credited to a special Agent account.

3.2.6. Funds from the Agent Account can be withdrawn by transfer to any other real account. The minimum amount for this operation is $20.

Example: One Friend was invited by the Agent. A friend has funded his trading account with $100. The agent is immediately credited with an additional reward of $10 (clause 3.2.4). Then the Friend carried out 2 trading operations with a volume of 0.1 and 0.05 lots. The agent was credited with reward of $2 and $1 respectively (clause 3.2.1). The maximum reward amount will be $10. If within 30 days after the first deposit the Friend makes another deposit of $200, then the maximum amount of the Agent's reward will be $30.

4. Final Regulations

4.1. Locked transactions made within 2 minutes on one symbol with the same volume in the opposite direction (BUY and SELL), at the discretion of the Company, may be excluded from the calculation of the Agent's reward.

4.2. In the event that management of different accounts or trading from one IP address and/or computer is detected, all accounts can be blocked, the profit received from trading and non-trading operations can be canceled, and the client is denied service.

4.3. The Company reserves the right to cancel the received reward of the Agent, as well as completely exclude him from participation in the program, if it is revealed that the terms of the program are abused by him.

4.4. StreamForex administration reserves the right to make changes to these Regulations, about which the company will inform program participants in advance.

Terms of "Safe Vault" Service

StreamForex offers an unlimited number of its clients to use the "Safe Vault" service. The client's crediting of funds to the vault confirms the fact of consent and full acceptance of all clauses of these Regulations.

1. Terminology

1.1. Vault – the account of the client of the company used to store the client's free funds and accrue interest within the framework of the current Regulation. This account can’t be used for direct trading operations.

1.2. Traded volume for the previous month – the volume of trading operations of this client for the last calendar month. The volume of orders on the client's real accounts is taken into account.

1.3. Interest rate – an annual percentage of reward calculated daily on the balance in the vault. Daily charges are calculated as "Annual interest / 100/ 365 days * balance in the Vault»

The terms used in the text of this Regulation, which are not defined in this section, are subject to interpretation in accordance with the Public Offer Agreement, business customs and practices used in the field of exchange trading and derivative financial instruments.

2. Vault Opening and Maintenance Procedure

2.1. A Vault is automatically created for each client of the company after passing the registration procedure.

2.2. All operations to make a deposit to the vault by transferring funds from other client accounts, as well as the return transfer of funds from the vault to other client accounts, are carried out automatically without charging a commission.

2.3. Funds that are in the vault for more than 30 calendar days, as well as accrued interest, can be withdrawn to electronic payment systems and/or a bank card without charging additional fees. Payment system commissions will be paid at the expense of the Company.

2.4. Each client has access to a complete history of the movement of funds in (from) the Vault in his personal account.

2.5. If there is no minimum trading activity on the account while the funds are in the vault, the Company reserves the right not to apply clause 2.3. when making a withdrawal of funds to a client. The minimum trading activity (trading volume in lots) is at least 0.1% of the amount of the withdrawal request, while only transactions between the previous and current withdrawal requests are taken into account.

2.5.1. When calculating the total volume of closed positions, the following are not taken into account:

· deleted and canceled pending orders;
· orders less than 2 minutes long;
· profit (loss) on closed positions accepted for calculation must be at least 3 points (30 points for "Professional" accounts);
· orders locked by opposite orders in less than 2 minutes;

3. Accrual of Reward

3.1. Rewards are credited to the balance in the Vault every day at midnight EET time.

3.2. The interest rate directly depends on the client's trading volume over the past month, namely:

· if the trading volume is 0 lots, then the interest rate is 5% per annum;

· if the trading volume is from 0 to 2 lots, then the interest rate is 6% per annum;

· if the trading volume is from 2 to 5 lots, then the interest rate is 7% per annum;

· if the trading volume is from 5 to 8 lots, then the interest rate is 9% per annum;

· if the trading volume is from 8 to 10 lots, then the interest rate is 10% per annum;

· if the trading volume is from 10 to 15 lots, then the interest rate is 11% per annum;

· if the trading volume is more than 15 lots, then the interest rate is 12% per annum.

3.3. An additional percentage to the fixed interest rate is added in accordance with the status of the client in StreamClub; 

3.4. The remuneration accrued during the current month is automatically credited to the balance of the Vault on the 1st day of the next month. At the same time, the new interest rate for the next month is automatically calculated.

 4. Accrual of Additional Bonus

4.1. An additional bonus is credited for the amount of each deposit to the vault at least $1;

4.2. The bonus depends on the duration of the deposit amount in the vault:

· if the deposit amount is in the vault for more than 15 days, a bonus +5% of the deposit amount is credited;

· if the deposit amount is in the vault for more than 30 days, a bonus +10% of the deposit amount is credited in addition to the 5% bonus that already credited;

· if the deposit amount is in the vault for more than 45 days, a bonus +10% of the deposit amount is credited in addition to the previously accrued interest;

· if the deposit amount is in the vault for more than 60 days, a bonus +10% of the deposit amount is credited in addition to the previously accrued interest;

4.3. The amount of the accrued bonus is calculated for each deposit separately.

Example: on 01.08.2015, the client added $10 to the vault. After 15 days, the Client will receive an additional bonus of $0.5 (+5% of $10). Let's say, on 20.08.2015, the client funded the safe for $20. Thus, on 08.30.2015, the client will be credited with $1 (+10% of $ 10), and on 04.09.2015, another $1 (+5% from $20) will be credited. Further, on 01.09.2015, the Client will be credited with 1$ (+ 10% of $ 10), and on 19.09.2015, 2$ will be credited (+10% from $20).

4.4. The period for which funds are stored starts from the date of each deposit of the vault;

4.5. When transferring funds from the vault or when making a commission-free withdrawal of funds from the vault, the bonus is debited in proportion to the amount of the transfer and is no longer credited to the previously made deposit to the vault;

Example: there is $100 on the balance of the vault and $20 as an additional bonus. When transferring funds from the vault in the amount of $20 (which is 20% of $100), $4 will be debited from the balance of additional bonuses.

4.6. When transferring funds from the vault to a trading account, the bonus is debited in proportion to the transfer amount and credited to the trading account in the "Credit" field.

Example: there is $100 on the balance of the vault and $20 as an additional bonus. When transferring funds from the vault in the amount of $50 (which is 50% of $100), $10 will be debited from the balance of additional bonuses and credited to the trading account in the "Credit" column.

4.7. Rules for using the bonus credited to the trading account in the "Credit" column:

4.7.1. The bonus is debited from the account in full:

· 90 days after the date the bonus was credited

· in case when the account balance becomes negative and there are no open positions;

· in case of transferring funds to another trading account, or to a vault.

· in case of confirmation of the request for withdrawal of funds with the code from the SMS-message.

4.7.2. The bonus is fully involved in maintaining free funds and the margin level, including in the event of a drawdown (the Stop out level on the account does not change, but still corresponds to the level stated in the Specification of Trading Instruments section on the Company's website).

4.7.3. The bonus cannot be worked out and transferred to the "Balance" column.

5. Final Regulations

5.1. StreamForex administration reserves the right to make changes to these Regulations, about which the company will inform program participants in advance.

Terms of "Stream Insurance" Service

Terminology. Insurance – a service that enables the Client of the Company to increase the level of free funds on the trading account by calculating the Sum insured.

Sum insured– the amount that is credited to the "Credit" field at the time of insurance activation.

Insurance Activation – the state of the Client's trading account that meets the conditions for activating the insurance and crediting the Sum Insured.

Insurance period – the period during which the activated insurance is valid. The terms used in the text of this Regulation, definitions that are absent in this section, are subject to interpretation in accordance with the Public Offer Agreement, business customs and practices used in the field of exchange trading and derivative financial instruments.

1. General Regulations

1.1. Insurance is provided to the Company's Clients solely to maintain the activity of the trading account;

1.2. The insurance can be activated until the moment of the forced closing of trade orders ("Stop Out");

1.3. The Client realizes and understands that the purchase of the Insurance does not exclude the onset of the "Stop Out" level;

1.4. The insurance can be activated after the moment of the forced closing of trade orders ("Stop Out");

1.5. The insurance is valid for 90 days from the date of its activation;

1.6. The insurance can be activated within 100 days from the date of replenishment of the account;

1.7. Activation of the Insurance is done independently by the client;

1.8. The service is not applicable to "Cent" accounts.

2. Conditions and Procedure for Obtaining Insurance

2.1. Insurance is available with every deposit to the account from $50 and above;

2.2. In case of withdrawal of funds, insurance is credited for the difference between the amount of deposit and withdrawal of funds for the last 30 days;

2.3. To obtain insurance, the Client needs to select "Stream-Insurance" in the "Services and bonuses" field when making an account deposit"; 

2.4. The insurance is valid exclusively for the trading account to which the deposit was made in accordance with clause 2.2;

2.5. The amount of the insured amount depends on the amount of the deposit to the trading account, as well as on the client's status in StreamClub:
 

3. Insurance Activation Procedure

3.1. Insurance activation is available when the level of free funds is less than 50% and more than the Stop Out level, in accordance with the specification of contracts of this type of account;

3.2. The insurance can be activated after the moment of the forced closing of trading orders ("Stop Out") if the account equity (Equity) is less than $5;

4. Final Regulations

4.1. The insurance is credited to the trading account in the "Credit" column and is completely unavailable for withdrawal, but at the same time it fully participates in maintaining free funds and the margin level, including in the event of a drawdown (the Stop out level on the account does not change, but still corresponds to the level, declared in the section "Specification of trading instruments" on the Company's website).

4.2. The insurance is debited in full:
- in case of expiry of the Insurance Period;
- in case of transferring funds to another trading account, or to a vault.
- in case of confirmation of the request for withdrawal of funds with a code from an SMS-message.
- if there are no open orders and the amount of "Equity" on the trading account is equal to or less than $2.

4.3. StreamForex administration reserves the right to make changes to these Regulations, about which the company will inform the participants of the promotion in advance. 

Public Offer Agreement for StreamClub service

StreamForex offers an unlimited number of its clients to use the "StreamClub" loyalty program. The fact of consent and full acceptance of all clauses of these Regulations is the use of the privileges of this service.

1. Terminology

1.1. StreamClub is a loyalty program in which all Clients of the company can take part;

1.2. Point is an internal unit of measurement of StreamForex. The more points - the higher the status in StreamClub;

1.3. Status – status in StreamClub, depending on which the Client receives various privileges;

1.4. additional benefits available to the client of the Company;

The terms used in the text of this Regulation, the definitions of which are absent in this section, are subject to interpretation in accordance with the Public Offer Agreement, business customs and practices used in the field of exchange trading and derivative financial instruments.

2. StreamÑlub Statuses

2.1. The privileges available to the company's Client are determined based on the personal status assigned to the Client in StreamÑlub;

2.2. There are the following types of statuses: Bronze, Silver, Gold, Platinum, V.I.P;

2.3. The status depends on the number of points awarded to the Client by the company;

2.4. The number of points required to assign a new status to the Client is indicated on the company's website in the "StreamClub" section; 

3. Terms of Accrual of Points in StreamClub

3.1. Points are awarded to the Client for the completed trade turnover. For one traded lot, the Client is awarded 10 points. The trading turnover includes closed orders, the profit (loss) for which is more than 3 points;

3.2. Depending on the duration of the Client's cooperation with the company, increasing coefficients are applied when calculating points;

3.3. Points are awarded to the Client when making a deposit from $50;

3.4. Points are awarded to the Client for registering a new client under the "Invite a Friend" affiliate program;

4. Privileges

Depending on the personal status, the Client may have the following privileges:

4.1. Bonus for every deposit

4.1.1. The amount of the provided bonus depends on the status of the client in StreamClub;

4.1.2. The bonus is not applied to the "Vault" service and "Cent" accounts".

4.1.3. The bonus is credited automatically for every deposit.

4.1.4. Transfer of funds from account to account is not considered a deposit;

4.1.5. The bonus is credited to the trading account in the "Credit" column and is initially unavailable for withdrawal, but at the same time it fully participates in maintaining free funds and the margin level, including in the event of a drawdown (the Stop out level on the account does not change, but still corresponds to the level, declared in the section "Specification of trading instruments" on the Company's website);

4.1.6. The profit obtained when trading with the participation of bonus funds can be withdrawn from the account after the completion of trading operations with a total volume (in lots) of at least 10% of the amount of the provided bonus. The amount of your own deposit is available for withdrawal without any restrictions.

Example: You have deposited $100 into your trading account. You have been credited with a $20 bonus. In order for the profit to be available for withdrawal, you need to complete transactions with a total volume of $20*10%=2 lots.

Attention! This clause of the rules applies to bonuses activated from October 23, 2017.

4.1.7. The bonus can be worked out and withdrawn from the account. In order to transfer the bonus from credit funds to the "Balance", you need to make at least 20 transactions with a total volume (lots) of at least 20% of the amount of the accrued bonus.

Example: You have deposited $100 into your trading account. You have been credited with a $30 bonus. In order to transfer the bonus from credit funds to the "Balance", you need to make transactions with a total volume of $30*20%=6 lots, this is, for example, 20 transactions with 0.3 lots.

To transfer the bonus from credit funds to the "Balance", you must send a request to [email protected]. In the email, indicate the number of the trading account to which the bonus was credited;

4.1.8. The bonus is debited from the account in full:

· 90 days after the date the bonus was credited.

· in case when the account balance becomes negative and there are no open positions.

· in case of transferring funds to another trading account, or to a Vault.

· in case of confirmation of the withdrawal request of funds with a code from an SMS-message.

· if the condition for the transfer of the bonus to the column "Balance" is met.

4.1.9. When calculating the number of closed positions, the following are not taken into account:

· deleted and canceled pending orders.

· orders less than 2 minutes long.

· profit (loss) on a closed order is less than or equal to 3 points (30 points for accounts of the "Professional" type).

· orders locked by opposite orders earlier than 2 minutes later.

4.1.10. The company reserves the right to refuse to credit a bonus or pay out profits obtained using bonus funds if abuse of the terms of the promotion is revealed. At the discretion of the company, the bonus can also be written off when the amount of fixed and / or floating profit on the account becomes more than +100% relative to the amount of replenishment to which this bonus was credited.

Example: a trading account was replenished in the amount of 1000 USD. The company is adding a credit bonus of 300 USD. Provided that from the moment of granting the bonus, the total profit of the account, including floating, is 1000 USD - the credit bonus can be written off in full.

Example: a trading account was replenished in the amount of 1000 USD. The company is adding a credit bonus of 300 USD. Provided that from the moment of granting the bonus, the total profit of the account, including floating, is 1000 USD - the credit bonus can be written off in full.

4.2. Insurance

4.2.1. Allows you to get an additional interest when using the "Stream Insurance" service;

4.2.2. The amount of the additional percentage depends on the status in "StreamClub";

4.2.3. The procedure for using the "Insurance" privilege is determined by the terms of the "Stream Insurance" service regulations.

4.3. Vault

4.3.1. Allows you to get an additional percentage to the calculated interest rate when using the "Safe Vault" service;

4.3.2. The procedure for using the "Vault" service is determined by the terms of the "Safe Vault" service regulations.

4.4. Personal manager

5. Final regulations

5.1. Points are awarded once a day;

5.2. The received new status remains with the Client forever and cannot be changed to the previous one;

5.3. The status changes automatically when the required number of points is reached;

5.4. The company reserves the right to change, supplement or cancel the conditions described in this regulation.

StreamForex offers an unlimited number of its clients to become participants of the "Quiz" service. Participation in the service" Quiz " confirms the fact of consent and full acceptance of all the points of this regulation.

1. Every customer of the company can take part in the quiz;

2. In order to pass the quiz, you must complete the verification procedure, which includes 3 stages:

- Upload a copy of your passport (photo or scan);
- Authentication of the document by the company's security service;
- Confirmation of the identity of the document owner (phone call).

3. To complete the quiz, the participant is given 3 (three) attempts and 3 (three) hours for each attempt;

4. After successful completion of the quiz, the participant is automatically awarded 20 points in StreamClub;

5. After successful completion of the quiz, a bonus of 15$ is available to the participant;

5.1. To activate the bonus, you must have a trading account;

5.2. The bonus does not apply to the "Account Safe " service.

5.3. The bonus is credited to the trading account in the Credit column. The bonus is not available for withdrawal, but it is fully involved in maintaining free funds and the margin level, including in case of drawdown (the Stop out level on the account does not change, but still corresponds to the level stated in the section "Specification of trading instruments" on the Company's website).

5.4. The earned funds in excess of the bonus provided (profit) are available for withdrawal after making at least 20 trades on the trading account with a total volume of at least 4.5 lots, and not earlier than 30 days after the bonus is credited;

5.5. For Cent accounts, the earned funds in excess of the bonus provided (profit) are available for withdrawal after at least 20 transactions with a total volume of at least 450 lots are made on the trading account and not earlier than 30 days after the bonus is credited;

5.6. In the case of making a deposit to the trading account with your own funds, the amount of your own deposit is available for withdrawal without any restrictions;

5.7. When calculating the total volume and number of closed positions, orders are not accepted:

- deleted and cancelled pending orders;
- orders with a duration of less than 2 minutes;
- profit (loss) on a closed order is less than or equal to 3 points (30 points for accounts of the "Professional" type);
- orders locked by counter orders in less than 2 minutes.

5.8. The bonus is debited from the account in full:

- 90 days after the date crediting the bonus.
- if there are no open orders and the level of funds (the "Funds" indicator in MT4) on the trading account is 3$ or less.
- in the case of transferring funds to another trading account or to "Safe Account".
- if the withdrawal request is confirmed by the code from the sms message.
- if there is no activity on the trading account for 30 days or more.

5.9. The maximum profit earned on this bonus cannot exceed more than +1000% relative to the accrued bonus;

5.10. At the discretion of the financial department of the company, when making an application for withdrawal of the profit received for this bonus, the client may be offered an alternative method of withdrawal of this profit, different from the one chosen by the client. The client will be required to create a new withdrawal request to the payment system offered by the finance department;

5.11. The Company has the right to change the terms of the promotion by notifying the customers in advance.

Risk Warning

The client understands that the risk of losses in trading can be very significant. The client should analyze his financial capabilities before performing trading operations.

The client realizes that he may completely lose the primary funds and any additional funds that he uses in the process of trading on the market.

The Client agrees that the Company is not responsible for the Client's losses caused directly or indirectly by the restrictions imposed by the government, currency or market rules, suspension of trading, military action or other conditions, usually called 'force majeure' and beyond the control of the outside Companies.

The client is informed about additional risks associated with the peculiarities of the functioning of electronic trading systems, with the problems of communication nodes on the Internet.

The client bears all responsibility for the risks associated with the storage of access data to the trading account and is obliged to prevent third parties from accessing trading devices. The Client's losses and risks associated with the restoration of access to the trading account do not impose obligations on the Company, except for the provision of new access data to the Client, provided that the Client is sufficiently and unambiguously identified as the owner of this account.

COMPANY’S OBLIGATIONS

StreamCapital Group Ltd. (hereinafter - the Company) is committed to ensuring the security and confidentiality of all personal information received from Clients. The safety and security of the personal data of our current and future Clients and other site visitors are important to us. This Privacy Policy (hereinafter - the Policy) has been drawn up to explain how the Company collects, uses and protects personal information.

WHY WE RECEIVE YOUR PERSONAL DATA

The Company needs to obtain personal data about the Client in order to open a Real or Demo account. We collect data in order to improve the quality of consulting our Clients on all emerging issues. This data will provide an understanding of your needs and help us provide you with information about products and services that are most suitable and convenient for you.

PERSONAL DATA MAY INCLUDE

1. Personal information. When registering on our website, you are invited to fill out a form where you must indicate: last name, first name, date of birth, e-mail address and personal mobile phone number. In some cases, we may additionally request from you passport data, residence address, identification number, occupation, position.
2. Financial information such as your investment experience.
3. Documents required for your identification: passport, utility bills and/or bank statement, constituent documents of your company, etc.
4. Documents provided by you to confirm the transfer of funds: payment orders, bank statements, scan / photo of a payment card, etc.

USE OF PERSONAL DATA

The company may use your personal data to:

1. Confirmyour identity;
2. Promptly process your trading and non-trading operations;
3. Promptly inform you about the expansion of the list of services and products provided by the Company that, in our opinion, may interest you;
4. Provide you with other services related to your trading account with the Company;
5. Maintain a correct registration database of your Client accounts;
6. Send periodic messages. The email address you provided may be used to send information, respond to inquiries, and/or other requests or questions.
7. Analyze statistics to offer you better products and services.

CORRECTION AND DELETION OF PERSONAL DATA

Each client has the right to change his personal data - to update or delete them if the information is outdated, changed, incomplete, or personal data is no longer required for the purposes for which they were obtained.

COOKIES

Cookies - a small piece of data sent by a web server to be stored on the user's computer in the form of a file so that the next time you visit the website, the website can retrieve this information. This file is sent to the web server each time in a corresponding request when trying to open a page on the site. Cookies may be used on some of the pages on our website to provide you with faster and more convenient access. If you do not wish to receive cookies, then most web browsers allow you to reject them, while at the same time allowing you to visit our site without any restrictions. Cookies are not used to identify visitors to our site.

THIRD PARTIES

The Company has the right to transfer your personal information to subsidiaries/affiliated organizations, banks, auditors, consultants and agents of the Company, including paying agents, or other trusted organizations and persons (hereinafter referred to as the Trustees) in order to process your orders for transactions, monitor the activities of the Company or involving these persons in the process of providing services by the Company to its customers. The Company guarantees compliance with this Policy by the Trustees and the adoption by these persons of the necessary measures to protect the confidential information of the Company's Clients. The Company also has the right to provide confidential information about the Client's personal data to third parties who are not Trustees, in the event of an official request (request, order) from administrative and / or law enforcement agencies, courts.

USE OF INFORMATION

By registering an account with the Company, you consent to the use of your personal data, as well as to their collection, processing, recording, systematization, accumulation, storage, clarification (update, change), extraction, use, transfer (distribution, provision, access), depersonalization , blocking, deletion, destruction of any information related directly or indirectly to you, your transactions and payments.

SAFETY AND PROTECTION

The Company is extremely serious about ensuring the security of the Client's personal data. The company takes all necessary steps to protect your confidential data, including maintaining strict security standards for the exchange of confidential information within the organization and using leading data storage security technologies.

We offer using a secure server. All information supplied is transmitted using Secure Socket Layer (SSL) technology and encrypted into our payment gateway database. Access to suppliers is granted only with permission, with special access rights to such systems, and obliges to maintain strict confidentiality of this information.

To make a payment using a payment bank card, you fill out a special form on the website of the processing center, we do not ask you for full payment details. To exclude the possibility of fraudulent use of payment data, they are transmitted to the Company in an abbreviated form through a secure connection.

CONTACTS

If you have any questions related to this Policy, we will be happy to answer them by e-mail: [email protected].

Anti-Money Laundering and Terrorist Financing (AML) Compliance Policy

1. GENERAL REGULATIONS

1.1. StreamCapital Group Ltd. (hereinafter referred to as the “Company”) is a provider of services for carrying out conversion (exchange) operations on the Forex market, CFDs of shares, indices and metals to any individual, hereinafter referred to as the Client.

1.2. The Company must comply with the requirements contained in the laws of Saint Vincent and the Grenadines on the prevention of money laundering and terrorist financing, as well as the requirements of other laws and regulations, as far as they relate to the activities of the Company.

1.3. The specified AML Policy is based on risk analysis and was created to solve the following tasks:

- identification and counteraction to money laundering and terrorist financing;

- maintaining and strengthening the reputation of StreamCapital Group Ltd. at the international level by applying (where necessary) the recommendations of the International Organization for the Fight against Illicit Trafficking of Funds;

- increasing the level of public confidence in the financial system.

1.4. The company must strictly adhere to the policies and procedures outlined in this document (hereinafter - the Policy).

1.5. The company develops this Policy, makes changes and additions to it at its discretion and monitors its observance.

1.6. The current version of the Policy is always posted on the website.

1.7. The Client is obliged to familiarize himself with the Policy before he accepts the Public Offer Agreement. The Client's acceptance of these Rules, as well as the performance by the Client, who previously accepted the said Rules, of trading and non-trading operations, means the Client's agreement with all the provisions of the current version of this Policy.

1.8. By registering an account with the Company, the Client assumes the following obligations:

1.8.1. comply with all applicable anti-money laundering laws and follow all related rules and regulations (applicable as needed);

1.8.2. confirms that he has no information or suspicions that:

- funds used to fund an account in the past, present or future are obtained from an illegal source or have anything to do with money laundering or other illegal activities prohibited by applicable law or instructions of any international organizations;

- the profit earned from the investment will be used to finance illegal activities;

1.8.3. immediately provide the Company with any information that the Company deems necessary to request in order to comply with applicable laws and regulatory requirements regarding anti-money laundering.

2. CLIEINT IDENTIFICATION POLICY

2.1. To carry out trading and non-trading operations, the Client goes through the registration procedure on the official website of the Company. After filling out the registration form and confirming the registration data, the Client is provided with access codes (login and password) to the Personal Account.

2.2. In order to identify the Client and the security of personal data, the Client is provided with only one Personal Account.

2.3. When registering, the Client undertakes to provide correct and reliable information for personal identification in accordance with the requirements of the form on the Company's website.

2.4. The Company uses procedures for identifying and verifying Clients of varying complexity, depending on the size of transactions.

2.5. From the Clients, the amount of transactions of which does not exceed 999 US dollars or their equivalent for a period of any thirty (30) days, the Company requests:

- first name, last name; 

- address (country and city of residence);

- date of birth;

- phone number.

2.6. For the purposes of identifying Clients, the Company requests the following documents:

- identity document (passport, driving license, national identity card);

- proof of residential address (bank statement, utility bill);

- confirmation of the phone number by accepting SMS with a code.

2.7. The Client is obliged to promptly inform the Company about changes in identification data.

2.8. The Company reserves the right to suspend all operations on the Client's account if it is revealed that the Client's identification data is incorrect or inaccurate, as well as if the Client has not submitted the requested documents.

2.9. The company does not provide services to residents of the following countries: USA, Canada, United Kingdom, Australia, Armenia, Azerbaijan, Japan, India, Algeria, Uganda, Cameroon, Ghana, Brunei, Afghanistan, United Arab Emirates, Tunisia, Iraq, Angola, Rwanda, Sierra Leone, Samoli and Ertitreya, Ethiopia, Liberia, Bangladesh, Democratic Republic of Congo, Guinea, Cote d'Ivoire, Egypt, Sudan, Lebanon, Democratic People's Republic of Korea, Iran, Pakistan, Libya, Turkey, Philippines, Madagascar, Morocco, Israel, Georgia, Uzbekistan, Guinea-Bisaul, Central African Republic, Yemen, South Sudan and Mali.

3. " KNOW YOUR CUSTOMER" VERIFICATION PROCEDURES

3.1. The Company conducts “Know Your Customer” (“KYC”) verification procedures to avoid the risk of being held liable and to ensure that the Customer does not attempt to use the Company for illegal activities.

3.2. As part of the KYC procedures, the Company evaluates Clients' transactions, and also collects and stores information on material facts regarding Clients, potential Clients and their transactions.

3.3. From the moment of identification of the Client, the Company stores the information received in the Client's dossier. The Company is obliged to identify the Client only once.

3.4. The Company strives to protect the privacy and security of Clients' personal data. The Company collects personal information from Clients only to the extent that is necessary for the Company to be able to properly provide services to Clients. Such personal information about Clients and former Clients can be disclosed to third parties only in a limited list of cases, in accordance with the requirements of the current legislation and agreements between the Company and the Client.

3.5. The Company must carefully keep the Client's files, including statements, transaction reports, notes, internal correspondence and any other documents related to the Client, executed both in electronic and paper form, for at least 5 (five) years from the date completion of the relevant transaction.

3.6. The company monitors customer activity on a daily basis and monitors duplicate accounts and/or management of different accounts from one IP address and/or one computer.

4. IDENTIFICATION AND DETECTION OF SUSPECTIVE ACTIVITIES

4.1. Any financial transaction that may be related to money laundering is considered a suspicious activity.

4.2. The grounds for determining that a particular transaction is suspicious may be personal observations and experience of the Company's employees, as well as information received or revealed.

4.3. In accordance with the current legislation of Saint Vincent and the Grenadines, the requirements of international organizations, the Company, if necessary and without the obligation to agree with the Client or notify him, may notify the regulator and (or) law enforcement agencies about suspicious transactions.

4.4. The different requirements for reporting suspicious transactions may depend on the nature and amount of the transaction.

4.5. The company checks lists containing a list of known terrorists or suspected terrorists, terrorist organizations, high-risk countries, restricted countries subject to OFAC sanctions, as well as the FATF list, and monitors PEP (Politically Exposed Person) status in order to to determine whether the Client or a potential Client of the Company and (or) the country of its jurisdiction is not included in the above lists and lists.

5. CRITERIA AND SIGNS OF DOUBT NON-TRADING OPERATIONS

5.1. Non-trading operations - operations of depositing funds into a trading account, withdrawing funds from a trading account, or granting (returning) a loan.

5.2. A non-trading operation can be considered doubtful if:

- detecting abuse of transfers (including through different payment systems) without performing trading operations on the account;

- revealing the unusual nature of transactions that does not have an obvious economic sense and an obvious legitimate purpose;

- identifying circumstances giving grounds to believe that transactions are carried out for the purpose of legalizing (laundering) proceeds from crime or financing terrorism;

- the Client does not provide information for his own identification, the provision of inaccurate information and / or the impossibility of communicating with the Client at the addresses and phone numbers indicated by him;

- providing forged or invalid documents;

- manifestation of an unusual interest on the part of the client in the AML policy;

- identifying the use by the Client of non-unique payment details for the implementation of non-trading operations.

5.3. The principle of identifying these transactions is their subjective assessment by the Company's employees through daily analysis of non-trading transactions.

5.4. The criteria for identifying and identifying suspicious non-trading transactions listed in clause 5.2 are not mandatory or exhaustive. A non-trading operation may be recognized by the Company as questionable based on an analysis of the nature of the operation, its components, accompanying circumstances and interaction with the Client or his representative.

5.5. If suspicious non-trading operations are identified, the Company makes a decision on further actions in relation to the Client and his non-trading operations.

5.6. In the event that dubious transactions related to the transit of funds are identified on the Client's account, the Company has the right to introduce a withdrawal commission in the amount of 10% of the withdrawal amount, but not less than 10 USD, until such operations are terminated, or until the Company's expenses for transferring funds are fully compensated. between payment systems.

6. DEMONSTRATION OF COMPLIANCE TO REQUIREMENTS

6.1. The Client of the Company certifies that he has read and understood this Policy and that he will carry out his activities in full compliance with the requirements and standards described in the Policy, and will comply with all applicable laws and other regulations and requirements that govern his activities as a Client of the Company.

6.2. The Client of the Company acknowledges that he is responsible for his actions in accordance with the current legislation in the area considered in this Policy, and is obliged to bear responsibility in connection with its failure to comply.

7. STAFF

7.1. AML Compliance Officer

7.1.1. The Company will appoint an AML Compliance Officer who will be solely responsible for the Company's AML program and will report any material violations of internal AML policies and procedures.

7.1.2. The responsibilities of the AML Compliance Officer include:

- ensuring compliance with the requirements of the Regulations;

- creation and maintenance of an internal AML program;

- creation of a verification function to combat money laundering and terrorist financing;

- training employees to recognize suspicious transactions;

- receiving and investigating internal reports of suspicious activity and transactions from personnel;

- ensuring proper accounting of AML procedures;

- receiving and updating information regarding countries with undeveloped systems, laws or measures to combat money laundering.

7.2. Employees

7.2.1. All employees, managers and directors of the company should be aware of this policy.

7.2.2. Employees, managers and directors performing duties related to AML must undergo appropriate due diligence. This includes criminal checks during employment and monitoring during employment. Any violation of this policy or AML program must be reported confidentially to the AML Compliance Officer, unless the violation affects the AML Compliance Officer, in which case the employee must report the violation to the Director.

7.3. Employee Training Program

7.3.1. The company provides AML training to employees who will deal with customers or will be involved in any AML verification, control or monitoring processes. The company can provide training internally or hire outside consultants. Employees are trained at least once a year.

7.3.2. For each person employed by the company, a manager is assigned to provide training to him or her regarding Company policies, procedures, requirements and types of customer documentation, foreign exchange markets, trading floors, etc. The Company's AML Policy Awareness Program aims to provide its employees with an appropriate level of training in relation to any of the possible AML risks.

7.4. Training Program Content

7.4.1. The Company's anti-money laundering and risk prevention trainings include the following:

- The Company's commitment to preventing, detecting and reporting crimes related to money laundering and terrorist financing;

- Examples of AML cases that have been detected in similar organizations to inform about the potential AML risks that Company employees may face.

- Well-known or recognized typologies, including those provided by the FATF.

- The consequences of AML cases for the Company, including potential legal liability.

- Îáÿçàííîñòè Êîìïàíèè â ñîîòâåòñòâèè ñ Çàêîíîì è Ïîëîæåíèåì î AML.

- Those specific employee responsibilities as defined in this Anti-Money Laundering Policy and how employees are expected to comply with the Company's anti-money laundering procedures.

- Methods for detecting and reporting unusual activity, such as a suspicious transaction or attempted transaction.

- Rules applied against illegal disclosure of information about suspicious transactions ("information leakage").

This website and the services of StreamCapital Group Ltd. (Stream Capital) available via this website (the “Site”) are provided subject to the terms set forth herein. If you visit the Site, you agree to be bound by these Terms of Use.

Stream Capital reserves the right to make changes at any time to the Site or these Terms of Use. Any modifications to the Terms of Use will be effective upon posting. Your continued use of the Site following posting of any revised Terms of Use will constitute acceptance of the modified Terms of Use.

The information in this site has been prepared in accordance with Saint Vincent and the Grenadines law for the supply of goods and services. This notice and the information in this site and all matters relating to either are governed by and are to be construed according to the laws applicable in the Saint Vincent and the Grenadines. The information may not satisfy the laws of any other country. The information in this site is current at the date of publication but may be subject to change.

Intellectual Property

Copyright in the information contained in this site subsists under the Copyright Law and, through international treaties, the laws of many other countries. It is owned by StreamCapital Group Ltd unless otherwise stated. All rights reserved. You may download a single copy of this document and, where necessary for its use as a reference, make a single hard copy. Except as permitted under the Copyright Law or other applicable laws, no part of this publication may be otherwise reproduced, adapted, performed in public or transmitted in any form by any process without the specific written consent of StreamCapital Group Ltd.

StreamCapital Group`s Ltd logo and other marks displayed on our Site are the proprietary service marks or trademarks of StreamCapital Group Ltd or third parties. StreamCapital`s marks may not be used in connection with any product or service that is not StreamCapital Group`s Ltd in any manner that is likely to cause confusion among consumers, or to disparage or discredit StreamCapital Group Ltd. All other trademarks and service marks not owned by StreamCapital Group Ltd that appear on this Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by StreamCapital Group Ltd. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the owner thereof.

Use of the Site

You are personally responsible for your postings (including any alterations you make to postings). Therefore, should you not include any misleading or deceptive information in your postings and not carry out illegal or unauthorised activities using this facility.

If you include hyper-links to other sites, you may be seen as endorsing the material on such sites. It may be advisable for you warn people accessing other sites that you do not endorse or take responsibility for material in the hyper-linked sites.

All content on this Site, including, but not limited to, works of authorship, publications, presentations, pricing data, trade data, aggregated trade information, performance information, blogs, posts, user comments, design, text, graphics, photos, logos, button icons, images and data compilations; any improvements or modifications to such content; any derivative works based thereon; and the collection, arrangement and assembly of all content on this Site are the property of StreamCapital Group Ltd or its licensors and are protected by international copyright and other intellectual property laws.

Nothing in these Terms of Use shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of StreamCapital Group Ltd or any other person.

The Site may include information regarding StreamCapital Group Ltd and its services, financial trading information, pricing data, trade data, aggregated trade information, performance information, blogs, posts, chat rooms, user comments, publications and presentations proprietary to StreamCapital Group Ltd, and links to third party websites. You may download, view, copy and print information, materials and any other aspect of this Site to which you are provided access (i) solely for your personal, informational purposes; and (ii) provided that neither the materials, nor any proprietary notices or disclaimers therein, are modified or altered.

You agree you will not interfere, in any way, with others’ use of or access to the Site and will not attempt to gain unauthorised access to the account or computer system of any other Site user. You further agree not to take any other action in connection with your use of the Site which violates any treaty, law or regulation and to fully comply with all applicable treaties, laws and regulations in your use of the Site.

You agree to access the Site through a web browser, and specifically agree not to use any third party applications to access the Site or any other page of the Site. You further agree that you will not use any robot, spider or other automatic device, manual process or application or data mining or extraction tool to access, monitor, copy or use the Site. You agree not to take any other action that imposes an unreasonable or disproportionately large load on the Site.

Except as expressly provided herein, you may not use, download, upload, reproduce, copy, duplicate, print, display, perform, republish, sell, license, post, transmit, disseminate, redeliver using “framing technology,” otherwise distribute, or commercially exploit in any way, the Site or any portion thereof or any information or content on the Site, without the prior written permission of StreamCapital Group Ltd.

Unauthorised Use of the Site

StreamCapital Group Ltd reserves the right to investigate and take legal action against any illegal and/or unauthorised use of the Site, including but not limited to: unauthorised access to the Site through a third party application, robot, spider, automated device, or data mining or extraction tool or other unauthorised means; interference with the Site; any action that imposes an unreasonable load on the Site; or any link to any page of the Site other than the home page. StreamCapital Group`s Ltd decision not to pursue legal action for any violation of the Terms of Use shall not be construed as a waiver of the Terms of Use or StreamCapital Group`s Ltd legal rights.

Access Method

You acknowledge you are fully responsible for all activities that occur through the use of any password, user ID or other access methods (each, an “Access Method“) you may be granted as a registered user of StreamCapital Group Ltd, whether or not such use is authorised by you. You agree not to access or attempt to access any password-protected portions of the Site without an authorised Access Method or through any means other than by utilizing your authorised Access Method on the appropriate web page or web tools. It is your sole responsibility to monitor and control use of these Access Methods for all purposes. You accept all responsibility for the security of your Access Method, and utilization of the Site via the Access Methods. You agree that you shall be solely liable for all authorised and unauthorised access using the Access Methods. Do not disclose your Access Methods to anyone not authorised to act on your behalf. StreamCapital Group Ltd cannot and will not be liable for any loss or damage arising from your failure to comply with this Section.

Accuracy and Integrity of Information

Although StreamCapital Group Ltd attempts to ensure the integrity and accurateness of the Site, it makes no guarantees whatsoever as to the correctness or accuracy of the Site. It is possible that the Site could include typographical errors, inaccuracies or other errors, and that unauthorised additions, deletions and alterations could be made to the Site by third parties. In the event that an inaccuracy arises, please inform StreamCapital Group Ltd so that it can be corrected. Information contained on the Site may be changed or updated without notice.

No Investment advice

No aspect of the Site is intended to provide, or should be construed as providing, any investment, tax or other financial related advice of any kind. You should not consider any content on the Site to be a substitute for professional financial advice. If you choose to engage in transactions based on content on the website, then such decision and transactions and any consequences flowing therefrom are your sole responsibility. StreamCapital Group Ltd does not provide investment advice directly, indirectly, implicitly, or in any manner whatsoever. You should use any information gathered from here only as a starting point for your own independent research.

The Site should be used for informational purposes only. StreamCapital Group Ltd, and its employees and agents are not investment advisers. If you make investment decisions in reliance on information you receive in connection with the Site, you do so at your own risk and StreamCapital Group Ltd, its employees, and its agents will not be liable for any losses that you may sustain. You should not make any investment decision without first conducting your own research. You are solely and exclusively responsible for determining whether any investment, or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation.

Any past performance indicated on this Site is not indicative of future results. Anyone investing should be able and prepared to bear a loss of his or her entire investment.

Indemnification

You agree to indemnify and hold the StreamCapital Group Ltd Parties harmless from and against any and all damages, liabilities, actions, causes of action, suits, claims, demands, losses, costs and expenses (including without limitation reasonable attorneys’ fees, disbursements and court costs) arising from or in connection with (i) use of the Site or any content, information, materials or services contained, displayed or available therein by you or any other person accessing the Site under any Access Method assigned to you; (ii) your violation of these Terms of Use; (iii) any Submissions provided by you to StreamCapital Group Ltd; or (iv) your violation of any rights of any third party.

Denial of Access

StreamCapital Group Ltd may prohibit you from using or accessing the Site for any or no reason, at any time, in its sole discretion, without notice to you, or exercise any other remedy available and remove any user information, if StreamCapital Group Ltd believes that the information you provide has violated or is inconsistent with these Terms of Use, or violates the rights of StreamCapital Group Ltd, or any third party, or violates the law.

Miscellaneous

You may not assign or otherwise transfer these Terms of Use or any rights or obligations hereunder. StreamCapital Group`s Ltd failure to act on any breach of any provision hereof shall not be construed as a waiver of the enforcement of any provision unless StreamCapital Group Ltd agrees to such waiver in writing.

If any portion of these Terms of Use is deemed unlawful, void or unenforceable, that portion will be deemed severable and will not affect the validity or enforceability of the remaining provisions. These Terms of Use set forth the entire understanding between you and StreamCapital Group Ltd with respect to the subject matter hereof and supersede any prior or contemporaneous communications, representations, or agreements, whether oral or written, between you and StreamCapital Group Ltd with respect to such subject matter.

Liability Disclaimer

THE TOOLS, THE WEB SITE AND ANY CONTENT OR SOFTWARE CONTAINED THEREIN OR ACCESSIBLE THEREFROM ARE PROVIDED “AS IS”. EXCEPT TO THE EXTENT REQUIRED BY APPLICABLE LAW, STREAMCAPITAL GROUP LTD MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND REGARDING: (A) THE UP-TO-DATENESS, ACCURACY, TIMELINESS OR COMPLETENESS OF ANY INFORMATION CONTAINED WITHIN OR AVAILABLE THROUGH THE USE OF THE TOOLS OR WEB SITE, INCLUDING BUT NOT LIMITED TO ANY CURRENCY EXCHANGE RATES; (B) THE RESULTS OBTAINED FROM THE USE OF THE TOOLS OR WEB SITE; AND (C) ANY INFORMATION PROVIDED BY THIRD PARTIES AND ACCESSIBLE ON OR THROUGH THE USE OF THE TOOLS OR THE WEB SITE. EXCEPT TO THE EXTENT REQUIRED BY APPLICABLE LAW, STREAMCAPITAL GROUP LTD: (A) DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTIES AND CONDITIONS, INCLUDING WITHOUT LIMITATION, ANY WARRANTIES AS TO NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; AND (B) DOES NOT WARRANT THAT THE TOOLS OR THE WEB SITE OR ANY CONTENT THEREIN WILL BE UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED.THE USE OF THE TOOLS AND THE WEB SITE IS AT YOUR OWN RISK, AND YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS YOU MAY SUFFER AS A RESULT OF USING OR ACCESSING THE TOOLS OR THE WEB SITE OR DOWNLOADING ANY CONTENT THEREON. EXCEPT TO THE EXTENT THAT LIABILITY UNDER ANY APPLICABLE LAW OR REGULATION CANNOT BE EXCLUDED, UNDER NO CIRCUMSTANCES SHALL STREAMCAPITAL GROUP LTD OR ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, VENDORS, SUPPLIERS OR DISTRIBUTORS BE LIABLE TO YOU OR ANY THIRD PARTY FOR: (A) LOSS OR DAMAGE OF ANY KIND WHATSOEVER ARISING AS A RESULT OF INFORMATION OR PRICES (INCLUDING WITHOUT LIMITATION CURRENCY EXCHANGE INFORMATION) PUBLISHED ON OR FURNISHED THROUGH THE TOOLS OR THE WEB SITE OR ANY ERRORS OR OMISSIONS OF THE TOOLS OR WEB SITE; (B) LOSS OR DAMAGE OF ANY KIND WHATSOEVER ARISING FROM ORDERS, INVESTMENT DECISIONS OR PURCHASES OF THIRD PARTY GOODS OR SERVICES (INCLUDING FINANCIAL INSTRUMENTS AND CURRENCY) BASED ON INFORMATION PUBLISHED ON OR FURNISHED THROUGH THE TOOLS OR THE WEB SITE; (C) ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL LOSS OR DAMAGES; OR (D) ANY OTHER SIMILAR DAMAGES UNDER ANY THEORY OF LIABILITY (WHETHER IN CONTRACT, TORT, STRICT LIABILITY OR ANY OTHER THEORY), THAT ARE DIRECTLY OR INDIRECTLY ATTRIBUTABLE TO THE USE OF, OR THE INABILITY TO USE, THE TOOLS, THE WEB SITE OR ANY CONTENT CONTAINED THEREON, EVEN IF STREAMCAPITAL GROUP LTD HAS BEEN INFORMED OF THE POSSIBILITY THEREOF. IF YOU ARE DISSATISFIED WITH ANY TOOLS, OR ANY PORTION OF THE WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE TOOLS AND THE WEB SITE.

The return policy was developed to reduce the Company's financial and legal risks, adhere to the principles of anti-money laundering and anti-terrorist financing policy.

The Company has the right to unilaterally block access to a personal account, suspend trading activities of Accounts, cancel a request for a transfer / withdrawal of funds or make a refund if the source of funds or actions of the Client contradict the fight against money laundering and the anti-terrorist financing policy.